Terms and Conditions

1. Introduction 

The contents of this website are communicated by, and the property of, OPL Capital Limited ("OPL Capital", "we", "us", or "our"). By accessing and using this website, you agree to comply with the terms set out below. If you do not agree with these terms, you should discontinue your use of this website immediately.

2. Products and Services

The information on this website is current as of the date of publication and is subject to change without notice. OPL Capital expresses its own views and opinions on this website, which may be subject to change over time.

This website is not intended for use by persons or entities in jurisdictions where such use would be contrary to local law or regulation. The information provided does not constitute an offer to sell or a solicitation to buy any financial product or service. Any decision to engage with OPL Capital's services should be made with appropriate due diligence and independent financial advice.

3. Risk Warning

Investing in real estate and secured lending carries inherent risks. Past performance is not a reliable indicator of future results. The value of investments can fluctuate, and investors may receive less than their initial capital.

Fluctuations in market conditions, regulatory changes, and economic factors may impact investment outcomes. Borrowers and investors are advised to seek independent legal, financial, and tax advice before making any commitments.

4. Regulatory Compliance

OPL Capital operates within the framework of applicable UK laws and regulations. It is the responsibility of users to ensure compliance with any applicable laws in their jurisdiction.

OPL Capital does not provide investment, tax, or legal advice. Any reliance placed on the information provided on this website is at the user's own risk.

5. Copyright and Intellectual Property

All content, including text, graphics, and design elements, on this website is owned by or licensed to OPL Capital and is protected by intellectual property laws. Users may not copy, distribute, or modify any content without express written consent from OPL Capital.

6. Links to Third-Party Websites

This website may contain links to third-party websites for informational purposes. OPL Capital does not endorse or assume responsibility for the content or privacy policies of any third-party website. Users access such links at their own risk.

7. Limitation of Liability

OPL Capital, its directors, employees, and affiliates shall not be liable for any direct, indirect, or consequential loss or damage arising from the use of this website, reliance on information provided, or any technical issues that may affect website accessibility.

This limitation does not exclude liability for fraud, negligence, or any other matter that cannot be excluded under applicable law.

8. Cookies and Data Usage

This website uses cookies to enhance user experience. By continuing to use this website, you consent to the use of cookies in accordance with our privacy policy. Users can manage cookie preferences through their browser settings.

We may collect and process certain data to improve our services. Please review our Privacy Policy below for more information on how we handle personal data.

9. Amendments to Terms

OPL Capital reserves the right to modify these terms and conditions at any time without prior notice. Users are encouraged to review this page periodically for updates.

10. Governing Law 

These terms and conditions are governed by and construed in accordance with the laws of England and Wales. Any disputes arising in connection with these terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

For further inquiries, please contact info@oplc.co.uk.


Privacy Policy

1. Introduction 

OPL Capital Limited ("OPL Capital", "we", "us", or "our") is committed to protecting your privacy. This Privacy Policy outlines how we collect, use, and safeguard your personal information when you visit our website or engage with our services.

2. Information We Collect

We may collect and process the following categories of personal data:

  • Personal Identification Data: Name, email address, phone number, and mailing address.

  • Financial Information: Investment preferences and transaction details.

  • Technical Data: IP address, browser type, and cookies.

  • Communication Data: Any correspondence you send to us.

3. How We Use Your Data

We use your data for the following purposes:

  • To provide and improve our services.

  • To respond to inquiries and communicate with you.

  • To comply with legal and regulatory requirements.

  • For marketing purposes (only with your consent).

  • To monitor website usage and improve functionality.

4. Legal Basis for Processing

We process your data under the following legal bases:

  • Your consent.

  • Compliance with legal obligations.

  • Legitimate business interests (e.g., service improvement, fraud prevention).

5. Sharing Your Information

We do not sell your personal data. However, we may share it with:

  • Regulatory authorities where required by law.

  • Third-party service providers assisting us in operations.

  • Professional advisors such as lawyers and auditors.

6. Data Security

We implement security measures to protect your personal data from unauthorized access, alteration, or disclosure. However, no data transmission over the internet can be entirely secure.

7. Your Rights

Under data protection laws, you have rights including:

  • Access to your personal data.

  • Rectification of inaccurate data.

  • Deletion of your personal data (where applicable).

  • Restriction or objection to processing.

  • Data portability.

  • Withdrawal of consent (where processing is based on consent).

To exercise these rights, contact us at info@oplc.co.uk.

8. Cookies and Tracking Technologies

We use cookies to enhance user experience. Please refer to our Cookies Policy for more details on how we use cookies and how you can manage your preferences.

9. Retention of Data

We retain personal data only for as long as necessary to fulfil the purposes outlined in this policy, comply with legal obligations, or resolve disputes.

10. Changes to This Privacy Policy

We may update this policy from time to time. Changes will be posted on this page with an updated "Last Updated" date. Continued use of our website after updates constitutes acceptance of the revised policy.

11. Contact Us

If you have any questions about this Privacy Policy, please contact us at info@oplc.co.uk.