UK Property Lending,
Simplified & Seamless
Driving Success for Property
Developers, Investors and Homeowners
About Us
OPL Capital makes property finance simple, providing clear and reliable funding solutions to deliver results where conventional financing falls short, no matter the complexity.
Leveraging over 40 years of combined experience in property lending, we offer flexible, fast bridging and development loans, ensuring borrowers and developers receive solutions that keep their projects moving forward.
Our role goes beyond lending – we focus on collaboration through our strong commitment to establishing lasting partnerships, founded on trust and transparency.
40+
Years Property
Lending Expertise
£1-30M
Loan Lending
Range
Max Gross
Loan to Value
Our Services
Bridging Finance
Our bridging loans provide fast, flexible funding, helping you to move swiftly when timing is critical. With quick decisions and a simplified process, we eliminate delays so you can act on opportunities with confidence. Whether bridging the gap between purchases, unlocking short-term liquidity, covering refurbishment costs, or managing temporary expenses, our loans are designed to keep your plans on track without complications.
£1-30M
70%
Funding Purposes:
• Acquisition
• Light and Heavy Refurbishment
• Refinance
• Development Exit
Loan Lending Range
Maximum LTV
Months Typical Term
Asset Classes:
• Residential
• Commercial
• Mixed Use
• Later Living
• Land with Planning
* Our bridging loans are classified as unregulated and are available for properties across England and Wales.
Development Finance
Our development finance is crafted for experienced property professionals, providing reliable, structured funding that supports long-term success. We recognise that each development requires a unique approach, which is why our financial solutions are adaptive, milestone-driven, and built for growth. Our goal is to keep your plans moving forward while providing the financial backing to fulfil your vision.
£1-30M
70%
Funding Purposes:
• Residential
• Mixed Use
Loan Lending Range
Maximum LTV
Months Typical Term
Asset Classes:
• Residential
• Mixed Use
• Student Accommodation
• Later Living
* Our development loans are classified as unregulated and are available for properties across England only.
Why Choose
OPL Capital?
Fast Decisions,
Quick Funding
Speed when it matters.
Timing is everything in property finance. Our dedicated team works swiftly to provide the funding you need—exactly when you need it. With a seamless process and rapid approvals, we help you act on opportunities without delays.
Flexible Lending
Options
Focus on your vision.
Every client and project is unique, which is why our financing is structured to fit your specific needs. Whether you're seizing an investment opportunity or require a bespoke lending approach, we provide adaptable solutions that work for you.
Transparent &
Trustworthy
Clarity from start to finish.
With over 40 years of combined experience, we are committed to transparency in every step of the lending process. We believe in clear communication, concise updates, and a no-hidden-fees policy, so you always know where you stand.
Expertise in
Complex Cases
Navigating challenges with confidence.
We specialise in financing projects that don’t fit the standard mold. Whether it’s an unconventional property, an ambitious development, or a unique investment, our expertise ensures you get the right financial support, no matter the complexity.
How Our
Process Works
Our streamlined, efficient process is designed to deliver the funding you need without unnecessary delays, backed by professional support and transparent communication every step of the way.
-
Start by completing our application form or sending us a brief summary of your needs. Within a few hours, a decision-maker will get in touch to discuss your requirements. We aim to provide indicative terms at the most competitive rates possible.
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After reviewing your case, we issue a Term Sheet outlining the proposed terms and conditions. This document includes a clear breakdown of the next steps, ensuring full clarity from the outset.
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Once the Term Sheet is signed, we instruct our trusted panel of valuers, legal firms, and project monitoring specialists to begin their work.
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Following the completion of due diligence, valuation reports, and all necessary legal documentation, your loan is ready to be issued. The funds are promptly released, allowing you to proceed with your project without setbacks.
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Even after the loan is issued, we’re here to help. Our team remains by your side throughout the life of your loan, offering continued guidance and support whenever you need it.
Selected Partners
Meet the Team
AID
MEHMETAJ
PARTNER
With nearly two decades in the UK real estate debt and equity markets, Aid has originated and underwritten over £250m in bridging and development loans, maintaining an exceptional track record. He has built lending pipelines exceeding £2bn, demonstrating sharp market insight and financial expertise. Aid’s robust network of institutional banks, investors, and brokers supports his ability to deliver efficient funding solutions across diverse markets.
SERGEY
ORLOV
PARTNER
With nearly a decade of experience in real estate secured finance, Sergey brings remarkable expertise and insight to the industry. He was involved in asset management and underwriting of bridging and development loans exceeding £400m, and has continued managing a £20m debt funding line since 2016, with no principal or interest losses. Sergey ensures the funding lines are strategically managed, prioritising prudent risk control and long-term wealth preservation.
JERRY
YANOVER
HEAD OF RECOVERY
Jerry brings over 18 years of expertise in risk management, fraud investigations, and asset recovery. A former Metropolitan Police Detective, he has advised global institutions like Barclays Capital and worked on high-profile cases, including the Madoff Ponzi scheme and a £500m HMRC fraud investigation. Jerry provides global intelligence, due diligence and risk advisory services and his expertise ensures effective management of crisis and recovery situations.
CHRIS
CORNER
UNDERWRITER
Chris has underwritten and managed bridging loans totalling over £25m in just two years. A graduate of the University of Nottingham in Financial and Management Accounting, he gained valuable hands-on experience in credit assessment and risk evaluation during his placement year at a boutique bridging lender. Chris applies a meticulous approach to underwriting, ensuring deals align with both client needs and risk management standards.
